Licensed Public Adjusters

Water Damage

Every water loss has a Path of Migration – we document all of it.

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Public adjuster documenting ceiling and insulation damage during a home inspection
The Problem

Is the carrier only paying for what you can see on the floor?

Water damage claims are the most common property loss in Florida – and the most commonly underpaid. Carriers send adjusters who document visible surface damage, approve drying the floor, and close the claim while hidden moisture rots your walls.

  • Supply line, appliance, or roof leak – scope underestimated
  • Carrier approves surface drying only
  • Hidden wall and subfloor saturation ignored
  • Secondary mold claim denied months later
The Solution

Full-scope water damage documentation from source to saturation.

Whether it’s a sudden burst or a slow leak you’ve just discovered, we document the complete loss – tracing water from its entry point through every affected material, cavity, and structural element.

  • Source identification and Path of Migration mapping
  • Thermal imaging of all affected wall cavities
  • Category classification (clean, gray, black water)
  • Complete scope of loss with line-item estimates
No Recovery, No Fee.Free inspection. Free policy review. You pay nothing unless we recover money on your claim.
Forensic Process

Inspect. Document. Package.

Every water damage claim follows the same three-step forensic process.

1

Inspect

On-site or virtual assessment by a licensed adjuster.

Property Integrity Report

Sample findings from a water damage claim.

This is what forensic documentation looks like – compared to what the carrier’s adjuster typically offers when hidden damage isn’t proven.

Property Integrity
Report – Water Damage
DOCUMENTED
Affected rooms4
Visible water damage20%
Hidden saturation+65%
Structural materials affectedDrywall, baseboard, subfloor
Carrier’s offer$5,200
Documented true loss$42,800
Common Questions

Water Damage FAQ

What types of water damage do you handle?
Supply line breaks, appliance leaks, roof intrusions, HVAC condensation, toilet overflows, and slow leaks behind walls – any water loss covered under your policy.
Should I start drying before calling you?
Document first, dry second. Take photos and video, then call us. Starting remediation without forensic documentation gives the carrier grounds to underpay.
How is this different from a plumbing damage claim?
Plumbing damage is a subset of water damage focused on pipe-related losses. We handle all water sources – the forensic process is the same.
Free Virtual Inspection

Dealing with water damage? We’ll take it from here.

A licensed adjuster will review your situation and document your damage – at no cost and with no obligation.