Licensed Public Adjusters

Plumbing Damage

The water you see is only 20% of the loss.

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Public adjuster documenting ceiling and insulation damage during a home inspection
The Problem

Did anyone trace the Path of Migration through your walls?

A burst pipe or slow supply-line leak doesn’t stop at the floor. Water wicks up drywall, soaks baseboards, migrates through wall cavities, and saturates subflooring. The carrier’s adjuster documents what’s visible – and ignores the 80% you can’t see.

  • Carrier pays to dry the floor, ignores wall saturation
  • Hidden rot develops over weeks inside framing
  • Mold appears – filed as a separate “new” claim
  • Denial: “pre-existing condition” or “wear and tear”
The Solution

We trace every inch of the Path of Migration.

Our forensic moisture sweeps use thermal imaging to map hidden saturation behind drywall, under baseboards, and through subflooring. We document the full scope before the carrier can argue it doesn’t exist.

  • Thermal imaging + moisture mapping of all affected areas
  • Full Path of Migration documentation from source to saturation
  • Property Integrity Report with line-item scope of loss
  • Direct carrier negotiation until full remediation is covered
No Recovery, No Fee.Free inspection. Free policy review. You pay nothing unless we recover money on your claim.
Forensic Process

Inspect. Document. Package.

Every plumbing damage claim follows the same three-step forensic process.

1

Inspect

On-site or virtual assessment by a licensed adjuster.

Property Integrity Report

Sample findings from a plumbing damage claim.

This is what forensic documentation looks like – compared to what the carrier’s adjuster typically offers when hidden damage isn’t proven.

Property Integrity
Report – Plumbing Damage
DOCUMENTED
Visible floor water20%
Wall cavity saturation+52%
Subfloor migration+18%
Baseboard wicking+10%
Carrier’s offer$3,800
Documented true loss$31,400
Common Questions

Plumbing Damage FAQ

How fast do I need to act after a plumbing leak?
The first 48 hours are critical. Moisture begins wicking into walls immediately, and mold can start within 72 hours. Document before you dry – not after.
Will the carrier pay for hidden wall damage?
Only if it’s forensically documented. Without thermal imaging proof, carriers routinely pay for surface drying only and deny wall remediation.
What if I already had a plumber fix the pipe?
Fixing the source doesn’t eliminate the claim. The damage to walls, floors, and framing from the leak is still covered – but only if documented before repairs hide the evidence.
Free Virtual Inspection

Dealing with plumbing damage? We’ll take it from here.

A licensed adjuster will review your situation and document your damage – at no cost and with no obligation.