Hurricane Claims
Afternoon storms and named hurricanes – documented before the carrier argues “pre-existing.”
Did the carrier blame your damage on “pre-existing condition”?
After every storm, carriers deploy adjusters whose primary job is to classify damage as pre-existing, cosmetic, or below the deductible. Roof damage, water intrusion, fence destruction, and structural shifting all get minimized – especially when the policyholder can’t prove the damage wasn’t there before the storm.
- Roof damage classified as “wear and tear”
- Water intrusion attributed to “deferred maintenance”
- Fence and exterior damage below deductible
- Structural shifting dismissed as “settling”
Storm damage documented same-day – before evidence disappears.
We respond to afternoon storms and named hurricanes with same-day forensic documentation. Pre-storm baseline comparisons, wind speed correlation, and full structural assessment – building a claims package that defeats the pre-existing denial.
- Same-day post-storm documentation and photography
- Roof, structural, and water intrusion assessment
- Wind speed and storm track correlation
- Full claims package with line-item scope of loss
Inspect. Document. Package.
Every hurricane claim follows the same three-step forensic process.
Inspect
On-site or virtual assessment by a licensed adjuster.
Sample findings from a hurricane claim.
This is what forensic documentation looks like – compared to what the carrier’s adjuster typically offers when hidden damage isn’t proven.
Report – Hurricane ClaimsDOCUMENTED
Hurricane Claims FAQ
Do you handle afternoon thunderstorm damage?
What if my claim was already denied as pre-existing?
Should I tarp my roof before calling you?
Dealing with hurricane claims? We’ll take it from here.
A licensed adjuster will review your situation and document your damage – at no cost and with no obligation.