The Ask An Adjuster Difference
Florida’s largest public adjusting firm – built on one principle: the adjuster on your side should actually work for you.
Led by Seth Adams and a team with 20 years of combined claims experience.
Ask An Adjuster was built for one reason: property owners in Florida were losing money on claims because nobody was in their corner. Insurance carriers send their own adjusters. Contractors send estimates. Attorneys send bills. We send a complete, forensic claims package – and we negotiate until the numbers match the damage.
Operating under Adams Restoration LLC, we’ve become the largest public adjusting firm in Florida by doing what others won’t: documenting hidden damage, building airtight claims packages, and staying in the fight until the policyholder gets paid what they’re owed.
We don’t dry floors and walk away. We trace the Path of Migration. We prove what the carrier can’t see. And we do it on a No Recovery, No Fee basis – because we only win when you do.
Three things that set us apart from every other option.
Complete Claims Package
Complete Claims Package We don’t hand you a checklist. We build the entire claim – forensic documentation, scope of loss, line-item estimates, and carrier-ready submission. One package, end to end.
Direct Carrier Negotiation
Direct Carrier Negotiation We speak the carrier’s language because we used to work their side of the table. Now we use that knowledge exclusively for the policyholder – negotiating every line item until it pays correctly.
Best Non-Attorney Close Rate
Best Non-Attorney Close Rate Attorneys charge hourly whether you win or lose. We work on contingency – and our close rate for overturning denials and underpayments is the highest of any non-attorney firm in Florida.
State-licensed. Legally bound to the policyholder – not the carrier.
When the insurance company sends an adjuster to your property, that person works for the insurance company. Their job is to minimize the payout. That’s not opinion – it’s how the system is designed.
A Florida-licensed Public Adjuster is the only professional legally required to represent your interests. We evaluate the same damage, but we document the full scope, build the complete claim, and negotiate until the settlement reflects what your policy actually covers.
Affiliated with the Florida Association of Public Insurance Adjusters.
F.A.P.I.A. membership means we operate under the highest ethical and professional standards in the industry. It means continuing education, strict licensing compliance, and a commitment to policyholder advocacy that goes beyond what the law requires.
When you hire Ask An Adjuster, you’re not getting a contractor who “knows insurance” or a friend who “filed a claim once.” You’re getting a state-licensed professional with a track record of over $1 billion recovered – and the institutional backing of Florida’s premier PA association.
- State-licensed and fully bonded
- F.A.P.I.A. member in good standing
- No Recovery, No Fee – always
- Free policy review and virtual inspection
Ready to see what your claim is actually worth?
Talk to a licensed adjuster today. No cost, no obligation, no recovery no fee.